Cibiya ce, ba kamfen na sadaka ba
Wannan shawara ta bayyana kafa cibiya ta duniya mai addinai daban-daban wadda ke ɗaukar ayyukan agaji a matsayin ɗaya daga cikin nau'ikan jari don alheri. An gina ta kan hukunce-hukunce biyu masu ayyuka daban-daban: ƙungiya mara riba ta New York, wadda ke neman amincewar tarayya ƙarƙashin sashe na 501(c)(3), tana aiki a matsayin ƙofar agaji ta duniya zuwa kasuwar masu gudummawa ta Amurka, yayin da gidauniyar Luxembourg ke aiki a matsayin cibiyar duniya ta dindindin — mai ɗauke da asusun dindindin, bayar da tallafi na ƙasa da ƙasa, haɗin gwiwar cibiyoyi, kuma, idan alkawuran sun isa, dandalin zuba jari mai tasiri wanda aka tsara ƙarƙashin manajan asusun zuba jari na madadin da ake sa ido a kansa a Luxembourg.
Hanyar da ta bambanta wannan cibiya ita ce jari mai ƙarfafawa. Maimakon a raba kowace dala da aka bayar a matsayin tallafi, ana rarraba jarin agaji cikin tafkuna biyar — tallafi, asusun dindindin, jari mai ƙarfafawa na ɗaukar hasara ta farko, zuba jari mai alaƙa da shirye-shirye, da agaji na kasuwanci — domin wani ɓangare na kowace babbar gudummawa ya yi aiki don sanya alheri ya zama abin zuba jari, yana jawo cibiyoyin ci gaba da masu zuba jari masu zaman kansu cikin ayyukan da agaji shi kaɗai ba zai taɓa iya ɗaukar nauyinsu a girma ba.
Al'adun addini suna shiga ba tare da sun rabu da asalinsu ba. Asusun jari na musamman — asusu na kowa, asusun addini da aka ware don Zakka, Waƙafi da sauran al'adu, da tafkunan jin ƙai na takamaiman manufa — suna girmama ƙa'idojin kowace al'ada maimakon a yi kamar dukkan addinai suna da buƙatu iri ɗaya. Kuma ƙa'ida guda ɗaya ta asali tana ɗaure kowace hukuma a cikin wannan tsari:
Za a yi amfani da jari bisa buƙatar ɗan Adam, tasiri mai auna da kuma riƙon amana, ba tare da nuna bambanci bisa addini, ƙasa, ƙabila, jinsi ko imanin wanda aka amfana ba.
An tsara neman kafuwa mataki-mataki da gangan. Jarin Kafuwa na dala miliyan ɗaya yana kafa hukumomin biyu, tsarin shugabanci da bin ƙa'ida, da dandalin gaskiya — domin tattaunawa ta farko da babban mai gudummawa ta fara daga cibiyar da tuni take nan. Sannan Zagayen Kafuwa na dala miliyan 25 daga Majiɓinta Kafuwa goma zuwa ashirin yana shuka asusun dindindin, yana ɗaukar nauyin manyan shirye-shirye na farko, kuma yana samar da kuɗin gudanarwa na shekaru uku. Hanyar da ke gaba tana ratsa dala miliyan 100 ƙarƙashin riƙon amana zuwa tsarin jari don alheri na dala biliyan.
Dukkan alƙaluma a cikin wannan shawara alƙaluman shirye-shirye ne na misali, waɗanda ke jiran nazarin lauyoyin New York da Luxembourg. Duba Sanarwa Muhimmai a ƙarshen wannan takarda.